BLANC WM Strategic Allocation Note
AI Exposure · Thematic Memo
May 2026 · Confidential

Building Diversified AI Exposure: A Four-ETF Framework

A $100,000 illustrative allocation across the AI value chain — semiconductors, memory, applications, and physical infrastructure

Executive Summary

AI is no longer a single trade — it is a capex super-cycle spanning chips, memory, datacenters, power, and software. Owning a single thematic ETF concentrates the portfolio in 30–80 names that overlap heavily with one another. We propose a four-ETF framework that captures the full AI value chain with ~165 unique underlying companies, no single-stock exposure above ~8%, and minimal duplication between sleeves.

Recommendation. Allocate $100k as AIQ 35% / TCAI 30% / SOXX 20% / DRAM 15%. Three pillars — broad AI (AIQ) + physical infrastructure (TCAI) + chip backbone (SOXX, amplified by DRAM for memory) — designed to minimise overlap and concentration risk while staying fully invested in the theme.

Investment Thesis — Why Four Sleeves, Not One

The AI build-out has four economically distinct beneficiaries: (1) compute silicon (NVIDIA, AMD, Broadcom, ASML); (2) memory (SK Hynix, Samsung, Micron — the bottleneck of HBM and high-density DRAM); (3) datacenter physical layer (power, cooling, networking, contractors — Vertiv, Constellation Energy, Quanta, Dell); and (4) the application layer (Microsoft, Google, Meta, Palantir — companies monetising AI). Each segment has its own margin profile, capex cycle, and competitive dynamic. A single ETF cannot capture all four without becoming a megacap proxy.

The four ETFs below were selected because each owns one segment of the value chain with limited contamination from the others. SOXX and DRAM tilt the chip backbone; AIQ is the broad anchor (megacap software + Asian semis + China internet); TCAI is the picks-and-shovels diversifier with virtually no overlap with conventional semi indices.

The Four ETFs at a Glance

AIQ
Global X AI & Technology · 87 names
Role
Broad AI anchor
Edge
Megacap software (MSFT, GOOGL, META, AMZN), Palantir, China internet
TCAI
Tortoise AI Infrastructure · 47 names
Role
Picks-and-shovels
Edge
Power (CEG, NRG), datacenter contractors, networking (Ciena, Arista)
SOXX
iShares Semiconductor · 34 names
Role
US chip backbone
Edge
Capital equipment (ASML, AMAT, LRCX, KLAC) + analog semis
DRAM
Roundhill Memory · 14 names
Role
Memory amplifier
Edge
Pure-play HBM/DRAM/NAND: Hynix, Samsung, Micron, Kioxia

ETF Performance — Live Data

Source: Yahoo Finance EOD. 60-day price chart. Returns as of last close. DRAM inception Apr 2026 — 3M/1Y show since-inception return.
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BLANC WM Strategic Allocation Note · cont.
AI Exposure · Thematic Memo
May 2026 · Confidential

Overlap Matrix — Where Sleeves Touch

The table below shows the weight of each shared name within each ETF (% of that ETF's NAV). Cells are colour-shaded by intensity. Micron is the only name held in all four sleeves; SK Hynix and Samsung are concentrated in DRAM with light AIQ exposure; the megacap chip names (NVDA, AVGO, AMD) are confined to SOXX + AIQ.

StockSOXXDRAMAIQTCAITheme
MU — Micron7.625.4*3.75.0Memory
SK Hynix23.74.8Memory (HBM)
Samsung Elec.19.84.1Memory + foundry
AMD8.04.0GPU/CPU
AVGO — Broadcom8.03.7AI ASICs
NVDA — NVIDIA6.93.1GPU
INTC — Intel6.34.2CPU/foundry
TSM3.03.5Foundry
STX — Seagate5.65.6Storage HDD
WDC — Western Digital4.94.9Storage HDD
CRDO — Credo1.82.8AI connectivity

*DRAM holds Micron via three lines (a direct equity stake plus two total-return swaps), aggregating to ~25% of the ETF.

Recommended Allocation — $100,000

35%
AIQ
$35,000
30%
TCAI
$30,000
20%
SOXX
$20,000
15%
DRAM
$15,000
SleeveUSD%Rationale
AIQ35,00035Largest sleeve — broadest universe (87 names) and the only access route to AI application-layer megacaps and Asian internet. Functions as the diversification anchor that prevents the portfolio from becoming a pure semiconductor bet.
TCAI30,00030Second-largest sleeve precisely because it is the most differentiated. Captures the physical AI build-out — power, networking, contractors — that semis-only ETFs ignore. Provides correlation diversification within the theme.
SOXX20,00020The chip-backbone sleeve. Adds heavy exposure to capital equipment (ASML, Applied Materials, Lam, KLA) and analog semis — segments thinly represented in AI-themed indices but central to the capex cycle.
DRAM15,00015Smallest sleeve due to 14-name concentration. Functions as a high-conviction amplifier on the memory shortage — the bottleneck most directly priced into AI server unit economics. Sized to add tilt without dominating.
Total100,000100~165 unique stocks · max single-name 8.1% (Micron) · ~72% US, ~10% Korea, ~3% Taiwan, ~2% China

Resulting Look-Through Exposure — Top Single-Names

StockTotal %Source sleeves
Micron (MU)8.1%All four — largest concentration
SK Hynix5.3%DRAM (heavy) + AIQ
Samsung Electronics4.4%DRAM (heavy) + AIQ
Seagate + Western Digital5.6% combinedTCAI + DRAM (storage)
AMD / Broadcom / NVIDIA / Intel2.5–3.0% eachSOXX + AIQ
Blanc WM · AI Exposure Memo · 2026-05 Page 2 of 3
BLANC WM Strategic Allocation Note · cont.
AI Exposure · Thematic Memo
May 2026 · Confidential

Risk Considerations

RiskDescription & mitigation
Theme correlation All four sleeves correlate positively to the AI capex cycle — diversification reduces single-stock and sub-segment risk, not theme risk. Mitigation: size the AI bucket as a satellite (5–15% of total portfolio), not a core.
Memory cyclicality & concentration DRAM/HBM pricing is the most volatile semi sub-segment (2–3-year boom-bust). Look-through Micron exposure is ~8% — the single largest name. Mitigation: review memory spot prices quarterly; if total Micron across the wider portfolio exceeds 10%, cut DRAM by 3–5pp.
Currency & geography ~10% look-through is Korean (KRW) via Hynix/Samsung; Taiwan + China add ~5%. Fund-level exposure is USD via ADRs/swaps but underlying earnings are KRW/TWD/CNY. Mitigation: immaterial at $100k, flag in larger sizings.
Liquidity & fund newness SOXX ($13B), AIQ ($8.8B), DRAM ($1B+) are liquid. TCAI ($93M) — wider spreads, use limit orders; split orders >$25k into 2–3 tranches. DRAM (Apr 2026) and TCAI (May 2024) have limited cycle history — monitor tracking error and mandate drift quarterly.
Tax / structure All four are US-listed (1099 / W-8BEN). DRAM uses total-return swaps for part of Micron exposure — collateralised swap counterparty risk. Mitigation: review prospectuses for client domicile; UCITS alternatives may suit European clients.

Implementation & Monitoring

Appendix — ETF Reference Data

ETFIssuerExpense ratioAUM (US$)Inception
AIQGlobal X / Mirae Asset0.68%~8.8BMay 2018
TCAITortoise Capital0.65%~93MMay 2024
SOXXBlackRock / iShares0.35%~13BJul 2001
DRAMRoundhill Investments0.65%~1B+Apr 2026
Disclaimer. This memorandum is prepared for informational and discussion purposes only and does not constitute investment advice, an offer, or solicitation. Holdings, weights, and AUM figures are sourced from issuer fact sheets and third-party data providers as of late April / early May 2026 and are subject to change. Past performance is not indicative of future results. Allocation suggestions are illustrative for a $100,000 satellite sleeve and must be tailored to each client's full portfolio context, risk tolerance, tax situation, and domicile before execution.
Blanc WM · AI Exposure Memo · 2026-05 · blanc.alex@gmail.com Page 3 of 3