Always relevant
Common sense (you know it — you just need to act on it)
- Compounding is the 8th wonder of the world
- Over 10+ years, equities outperform bonds, cash & inflation
- Time in the market beats timing the market
- Bull markets last longer & are stronger than bear markets
- Volatility is natural — it's the price you pay for returns
Uncommon sense (less intuitive, but equally important)
- Investing at all-time highs works just as well
- Valuations predict long-term returns, not short-term
- Earnings growth drives returns more than multiple expansion
- Passive beats active after fees, most of the time
- Past performance does not predict future results
- Very few funds consistently beat the benchmark
- Analysts & economists are reliably wrong
- Armageddonists have always existed — and have always been wrong
Now
Fixed Income
Yields remain attractive. No rush to extend duration. Selective positioning in IG credit & CLNs.
Equities
Look beyond the US. Earnings resilient. Still attractive at the right price — but be selective.
Commodities
Gold, silver, copper and uranium remain underweighted in most portfolios. Structural case intact.
PE & VC
Manager selection is critical. Top-quartile managers justify the premium — bottom quartile does not.